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Veterans And The Military
As I write this, my 18 year old baby boy is off at boot camp to become a Marine. I am a mix bag of emotions from extreme pride, to sadness, to wanting to protect him in all ways that a mother does for her babies. He is a young man and this was his decision, so I stand behind him and write him letters on a daily basis. I googled that we have about 9,000 veteran living in Nevada county, not to mention since we are reasonable close to Beale Air Force base, we have many military families living and thriving in Nevada County. I love this and I love it when I can do anything to help their dreams come true. It has been my great honor to help several young families find a home using a VA loan, and am so grateful when there are sellers that are willing to take those few extra steps that may be needed to close the VA loans for these families.
Overall the VA loan is a great option for many people who qualify, the interest rate is still reasonable and they can get in for very little down. That being said, they have a reputation that makes sellers cringe and shy away wanting to work with the offer. Granted the VA loan does require a few extra things (like a section one pest clearance) that other loans may not require, but I have had several smooth transactions as long as everyone is willing to work together.
My last VA transaction was for a family of 4 who had been renting a 700 sq. foot home for over a year. They were able to buy a 4 bedroom home on 2 acres for $700 down, they are so excited with their new home and all the extra space. This warms my heart and makes me realize why I love this job.
So, my point is sometimes the easiest road is not the most fulfilling road, and sometimes when you have to work harder for something the reward is that much sweeter.